Tagame, et saate oma raha võimalikult kiiresti kätte
Tagame, et saate oma raha võimalikult kiiresti kätte
Kontrollime neid makseid pidevalt
Tagame, et saate oma raha võimalikult kiiresti kätte
Kontrollime neid makseid pidevalt
Tagame, et saate oma raha võimalikult kiiresti kätte
Understand all expense items and their impact
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Service fee (commission): Usually a percentage of the invoice amount. Please note that with some services the percentage decreases as the billing increases.
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VAT (Value Added Tax): If you invoice with VAT (e.g. an annual turnover of more than 15,000 euros), remember that the VAT is a pass-through item and does not remain with you. The calculator helps to distinguish it from the actual reward.
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Advance tax: The calculator usually automatically calculates the advance tax amount based on your income tax rate. Make sure that your tax rate is up-to-date in the information of the Tax Administration. A too low advance tax rate can result in muck and too much money are left waiting for a tax refund.
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TyEL (Employee's pension contribution): The employee's share of the pension payment is deducted from the gross salary. This is a mandatory payment.
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Unemployment insurance premium: The employee's share of the unemployment insurance premium is deducted from the gross salary.
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Health insurance premium: The medical treatment fee and daily allowance payment of the health insurance are also withheld from the gross salary.
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Insurance premiums (e.g. accident and liability insurance): Although most invoicing services include statutory accident insurance in the service fee, always check which insurances the invoice takes into account and whether you need additional insurances that are not included in the basic price.
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Other possible additional costs: Some invoicing services may charge for additional services, such as express payments or paper invoices. Check how these appear in the calculator.
Test different scenarios and compare services
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Compare different invoicing services: Enter the same billing amount in the fee counters of different services. There can be differences in service fees that significantly affect your net income. This is especially important if you are considering switching services.
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Analyse different amounts: Test how different billing amounts affect your net income. For some services, the service fee percentage decreases after certain turnover limits, which can make larger bills relatively more profitable.
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Estimate the longer-term income: Use the calculator to estimate how much you need to bill monthly or annually to reach your desired income level.
Check the counter settings and your own information
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Tax rate: Make sure the reward calculator uses the correct income tax rate according to your tax card. If you have a tax card for advance withholding, enter it accurately. If the reward is continuous, you should consider applying for a change tax card or declare an income limit high enough so that the withholding percentage corresponds to your actual situation.
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Insurance and additional services: Check whether all the insurances and additional services you want are included in the calculation.
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Expenses and deductions: Although invoicing services handle a lot of taxation, remember that certain expenses (e.g. work tools, professional literature, travel expenses) can be deducted in your personal taxes. The bonus calculator usually doesn't take these into account, but they affect your final taxation.
Remember that the calculator gives an estimate
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Not an official tax ruling: The bonus calculator is an evaluation tool. The actual taxes and payments are always determined according to the decisions of the Tax Administration and other authorities.
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Changes in living situation: If your life situation or income changes significantly, be sure to update your tax card and check the figures given by the calculator again.
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Contract terms: Always carefully read the contract terms and service price list of the invoicing service you choose, as the counter may not tell you all the details.
By using the fee calculator in accordance with these best practices, you can better manage your finances, price your services correctly and ensure that light entrepreneurship is financially profitable for you.
Oleme läbipaistvad
Kuidas alustada
1
See puudutab seda, kellele te arve esitate
2
Valige kõik soovitud teenused
See puudutab kõiki meie pakutavaid valikulisi teenuseid
3
Nõustu tingimustega ja saada arve
This is about confirming all the details and sending invoice information to be processed