Мы постоянно проверяем эти платежи.
Мы выплачиваем вам зарплату сразу после получения оплаты от вашего клиента. Мы также разрешаем выставлять счета международным клиентам!
Мы выплачиваем вам зарплату сразу после получения оплаты от вашего клиента. Мы также разрешаем выставлять счета международным клиентам!
Мы постоянно проверяем эти платежи.
The benefits of quick pay for Palkkaguru's small business owner
The quick payment feature is a basic service of modern invoicing services, and at Palkkaguru Oy it is part of the service as standard and without additional costs. It is a matter of honor for Palkkaguru Oy to pay the commission always on the same weekday (between 09:00 and 18:00), when the payment arrives on the account. This is happening as SEPA instant transfers without separate costs.
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Quick access to earnings: This is the biggest benefit of instant pay. You can use the money as soon as your customer has paid, which significantly improves cash flow and financial flexibility.
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Improved liquidity: When money moves quickly, you can react faster to unexpected expenses or take advantage of low-cost offers. This reduces financial stress.
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No need for "buffer money": Traditionally, it is good for the entrepreneur to reserve a buffer in case of unexpected delays. Thanks to the quick salary, this buffer is not needed as much, or it can be used for other things.
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More predictability: Although it is up to the customer to pay the invoice, you know that when the payment arrives at Palkkaguru, you will have the money at your disposal predictably on the same day.
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No additional expenses with Palkaguru: In Palkkaguru's model, there are no separate additional fees for instant pay. This means savings in the long run, when the reward can be used quickly without hidden costs.
Disadvantages of instant pay and things to consider
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Does not solve the customer's payment delays: Quick pay speeds up settlement then, when the customer has paid the invoice. However, it does not speed up the customer's payment process itself. If the customer delays payment, the instant pay is also delayed. (Of course, Palkkaguru has a collection service as a solution for this!)
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Requires active monitoring: In order to maximize the benefit of instant pay, it is good to monitor the status of the customer's invoice and ensure that the customer pays it as quickly as possible.
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Getting used to "fast money": Although it is a benefit, too quickly getting used to a constant quick pay can also lead to unplanned spending of money if financial management is not disciplined. It is still important to keep in mind budgeting and the need to save.
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