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We have everything you need

Check our services

We offer a modern, easy, and flexible way for freelancers to invoice their work. You just need to focus on what you do best, and we will take care of the rest. Our services will handle all the paperwork. We will invoice your work, send the information to the client, and calculate your salary accordingly so you can receive your money on time.

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Service for Light Entrepreneurs and Freelancers 

Our efficient service puts your focus back on work. We take care of the rest!

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Service for Small Business Owners and Limited Companies

At Palkkaguru, we want to make sure that you always get the best service, whatever your business type.

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Personal finance consultation

We advise about tax regulations and personal tax information

pricing

Valid from  02.08.2025

Our competitive pricing

Our services will help you with all the paperwork. We will invoice your work, send the information to your client, and calculate your salary accordingly, so you can always get your money on time!

Prices for Freelancers with No Business ID

Guru "Basic" Light Entrepreneur

Registration for Guru Service

⭐ Free

Invoicing *)

Included

Official Notifications **)

Included

Accident Insurance

❌ Not Included

Legal Expenses Insurance

❌ Not Included

YEL Insurance ***)

❌ Not Included

Service Fee, VAT 0%

1.90%

Minimum Charge, VAT 0%

9.90 EUR/invoice

Maximum Charge, VAT 0%

249 EUR/invoice

Guru "Smart" Light Entrepreneur

Registration for Guru Service

⭐ Free

Invoicing *)

Included

Official Notifications **)

Included

Accident Insurance

Included

Legal Expenses Insurance

❌ Not Included

YEL Insurance ***)

❌ Not Included

Service Fee, VAT 0%

2.90%

Minimum Charge, VAT 0%

12.90 EUR/invoice

Maximum Charge, VAT 0%

249 EUR/invoice

Guru "Responsible" Light Entrepreneur

Registration for Guru Service

⭐ Free

Invoicing *)

Included

Official Notifications **)

Included

Accident Insurance

Included

Legal Expenses Insurance

Included

YEL Insurance ***)

❌ Not Included

Service Fee, VAT 0%

3.90%

Minimum Charge, VAT 0%

14.90 EUR/invoice

Maximum Charge, VAT 0%

249 EUR/invoice

Guru Express Payment, VAT 0% 15.00 EUR/piece + 5%

*) Invoicing includes: Checking and sending sales invoices, monitoring payments, and up to 2 payment reminders.

**) Official Notifications include: Remittance to client and payslips. Income Register notifications. SMS notifications for incoming payments and disbursements. Tax card retrieval.

***) YEL Insurance: In addition, YEL-insured individuals will be charged a statutory Sava contribution of 1.87% in 2025. YEL insurance is paid directly to the insurance company by invoice.

Prices for Business Owners with Business ID

Y-Guru "Bronze" for Business Owners

Registration for Guru Service

⭐ Free

New Business ID

⭐ Free

Invoicing *)

Included

Settlement and official notifications **)

Included

Accident insurance

Included

Legal protection insurance

Included

YEL insurance ***)

❌ Not Included

Service fee, + VAT 25.5%

3.9% 

Minimum charge, + VAT 25.5%

9,90 EUR/invoice

Maximum charge, + VAT 25.5%

249 EUR/invoice

Guru accounting, + VAT 25.5%

39,90 EUR/month

Income below 10,000 EUR/year

Financial statements and tax return, + VAT 25.5%

Included

Y-Guru "Silver" for Business Owners

Registration for Guru Service

⭐ Free

New Business ID

⭐ Free

Invoicing *)

Included

Settlement and official notifications **)

Included

Accident insurance

Included

Legal protection insurance

Included

YEL insurance ***)

❌ Not Included

Service fee, + VAT 25.5%

3.9% 

Minimum charge, + VAT 25.5%

12,90 EUR/invoice

Maximum charge, + VAT 25.5%

249 EUR/invoice

Guru accounting, + VAT 25.5%

59,90 EUR/month

Income below 24,400 EUR/year

Financial statements and tax return, + VAT 25.5%

Included

Y-Guru "Gold" for Business Owners

Registration for Guru Service

⭐ Free

New Business ID

⭐ Free

Invoicing *)

Included

Settlement and official notifications **)

Included

Accident insurance

Included

Legal protection insurance

Included

YEL insurance ***)

❌ Not Included

Service fee, + VAT 25.5%

3.9% 

Minimum charge, + VAT 25.5%

14,90 EUR/invoice

Maximum charge, + VAT 25.5%

249 EUR/invoice

Guru accounting, + VAT 25.5%

EUR/month

Income above 24,400 EUR/year

Financial statements and tax return, + VAT 25.5%

Included

Y-Guru "Platinum" 

 for Business Owners

Registration for Guru Service

⭐ Free

New Business ID

❌ Not Included

Invoicing *)

Included

Settlement and official notifications **)

Included

Accident insurance

❌ Not Included

Legal protection insurance

❌ Not Included

YEL insurance ***)

❌ Not Included

Service fee, + VAT 25.5%

129 EUR/month 

Minimum charge, + VAT 25.5%

N/A

Maximum charge, + VAT 25.5%

N/A

Guru accounting, + VAT 25.5%

129 EUR/month

Financial statements and tax return, + VAT 25.5%

199 EUR/year

​*) Checking and sending the sales invoice, tracking payments, possible payment notes 2 pcs

**) Settlement to the light entrepreneur and settlement statement. VAT calculations and declarations. Text messages about incoming payments and payments.

***) YEL insurance is paid directly to the insurance company by invoice.

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