Terms & Privacy

When using the service, the Freelancer will accept all terms and conditions. Upon signing up for the service, you must accept and abide by these terms and conditions.

The Freelancer is a customer of Palkkaguru Oy. The Freelancer's client is not a client of Palkkaguru Oy, but rather a company or individual who is billed by Palkkaguru Oy in accordance with the assignment.

The billing order also provides all the information needed for payroll payment. If not all information is provided to Palkkag Oy, it may slow down the payroll payment (for example, if a personal identification number or account number is missing).

The freelancer receives a personal message to check when the net salary can be withdrawn from the account.

The freelance entrepreneur will be responsible for and will pay the statutory pension insurance contributions to Elo (or any other pension insurance company of their choice) and will pay the contributions directly to the pension insurance company. Palkkaguru will assist and advise upon request, but the freelancer is ultimately responsible for this.

If a freelance entrepreneur client fails to pay the invoice to Palkaguru Oy on time, Palkkaguru Oy will automatically initiate a notice and recovery within 7 days from the due date. One payment reminder will be sent to the customer, after which the invoice will be collected by a collection agency at the request of freelance entrepreneur (this is an additional service not included in the basic price of the service).

Palkkaguru Oy undertakes to report and settle all payments it receives (e.g., withholding tax, SAVA payments, bail accounts, income tax returns, and separate notices) to the Tax Administration or other authorities or insurance companies in a timely manner.

Palkkaguru Oy is committed to complying with all laws and regulations and takes great care in ensuring data security data protection. Palkkaguru Oy does not provide any information to third parties without the permission of the freelancer

The freelance entrepreneur undertakes to provide all information correctly and honestly to Palkkaguru Oy.

Palkkaguru Oy undertakes to pay the invoices, payroll, and other services in accordance with all applicable laws and regulations, and comply with the general good practices in the industry.

Palkkaguru Oy will first receive a billing order from the customer, which Palkkaguru Oy will invoice as soon as possible based on the information provided. If the information incomplete or incorrect, the submission of the invoice may be delayed. For example, if the company name and/or business ID is incorrect.

When the payment is invoiced to Palkkaguru Oy, Palkkaguru Oy will pay the wages to the freelance entrepreneur.

The freelance entrepreneur receives an online salary (payroll) from their personal online bank or via email, where they can check the paid amount.

The freelancer is responsible for and takes care of the accident insurance premium and other necessary insurance required for the job or service from LocalTapiola (or, if desired, any other insurance company). Palkkagu Oy's fee includes accident and liability insurance. The freelancer entrepreneur is responsible for any possible deductible. Palkkagu Oy provides assistance and advice upon request, but the freelancer remains responsible for these matters.

Palkkaguru Oy deducts any statutory fees payable to the authorities from the freelancer's payroll (net salary). Payments made to the authorities will be subject to the applicable VAT in accordance with the Tax Administration's instructions.

If a freelancer entrepreneur customer claims an invoice, the invoice should be addressed to the freelancer entrepreneur, and Palkkaguru Oy should be informed of this complaint.

Palkkaguru Oy complies with the EU General Data Protection Regulation (GDPR).

Any disputes shall be primarily resolved between the Parties.