Am I an employee or an entrepreneur?

For this payment we carry the employer obligations: we withhold the advance tax, pay the employer contributions and file the Income Register notifications. You still choose your own clients, your own price and your own hours, which is the entrepreneur's half of it.

Do I need a Business ID?

No. You found nothing and register nothing, and the service works with a Business ID too if you already have one.

My employer suggests I invoice my work through a service. Is that allowed?

Not if you do the work as an employee. An employment relationship does not become an assignment because the paperwork changes shape, and the employer obligations stay with the employer. The Tax Administration says so directly, and we have collected the rules in one place.

Who it is for

Light entrepreneurship and freelance work

Light entrepreneurship and freelancing are a way to be your own boss without the administrative weight of running a company. If you can do something someone else needs and will pay for, you can probably work this way.

Try the calculator See the price list

One service, many trades

Who it suits

Freelancers and independent contractors

You choose your clients and set your own price. We handle the invoice, the tax and the filings.

New entrepreneurs and startups

A way to try entrepreneurship without founding a company. A Business ID is the next step rather than the first.

Consultants and service providers

Several clients, several projects, and a rate you have to justify. An invoice that itemises the work is part of selling the next one.

Creative professionals and artists

Designers, writers, photographers, musicians and teachers. The skill is in the craft rather than in financial administration.

What light entrepreneurship means

It means doing work and invoicing for it through a service, without founding a company or obtaining a Business ID. You concentrate on the work and the clients; the invoicing service handles the bureaucracy.

When your client pays the invoice, the service remits your fee after tax, social security contributions and its own fee. The breakdown is always on the fee statement.

What a freelancer does

The same thing from another angle: a freelancer sells their own expertise one assignment at a time, to several clients rather than one employer. What matters is recognising your own expertise and finding demand for it.

Light entrepreneurship is not employment

You are the one running it

Your clients are your own. You find them, you agree the assignment with them and you set the price. The service does not place you with anyone.
Nobody here tells you how to work. We do not direct or supervise what you do, and we do not decide your hours or your workplace.
You can say no. Taking an assignment or turning it down is your decision, on every invoice.
What we do is the administration. Invoice out, money in, tax and Income Register notifications filed. That is the whole of it.

Three services under one roof

Palkkaguru.fi and tiliguru.fi are registered auxiliary business names of the same authorised accounting firm, HR-tilipalvelu Oy. Move between them as your business changes, without changing accountants.

You are here

No Business ID, and not planning one

Transparent pricing with no hidden costs. The service fee starts at 1.9 % of the invoice excluding VAT, and the plan can include accident cover, with liability cover on the highest one.

See the price list

You have a Business ID, or you want one

Tiliguru keeps the books for sole traders, billed by the time it takes: from 31.50 € a month, never more than 86 €.

tiliguru.fi

A limited company or an association

HR-tilipalvelu handles all business accounting, e-accounting and payroll. A full-service authorised accounting firm that puts company law matters in order first.

hr-tilipalvelu.fi

Frequently asked

Am I an employee or an entrepreneur?: For this payment we carry the employer obligations: we withhold the advance tax, pay the employer contributions and file the Income Register notifications. You still choose your own clients, your own price and your own hours, which is the entrepreneur's half of it.
Do I need a Business ID?: No. You found nothing and register nothing, and the service works with a Business ID too if you already have one.
My employer suggests I invoice my work through a service. Is that allowed?: Not if you do the work as an employee. An employment relationship does not become an assignment because the paperwork changes shape, and the employer obligations stay with the employer. The Tax Administration says so directly, and we have collected the rules in one place.

Tell us what you invoice, and we will work out which plan fits.

A free conversation, at our office or online. We go through whether light entrepreneurship makes sense in your situation, which plan works out cheapest for what you invoice, and whether you want the accident and liability cover. The conversation commits you to nothing.

Book a time Sign up