Why us
Partnerships we believe in
We name our partners on the site because we believe in transparency. It matters to us that entrepreneurs find good partners, including where the service is not ours.
HR-tilipalvelu Oy is an accounting firm working across bookkeeping and financial administration. It is the right address if you need real-time bookkeeping, electronic financial administration and service from people who talk like people. "Look after your business, we'll look after the numbers."
Ilmarinen is one of Finland's largest earnings-related pension companies and a provider of entrepreneurs' pension insurance. YEL is in none of our plans and does not run through us: the insurance company invoices it to you directly. Ilmarinen is the address where YEL questions get answered.
LähiTapiola is a mutual group owned by its customers, and it underwrites the cover that is part of the service. There are two policies: the group accident insurance comes with the Smart and Responsible plans, and the group liability insurance with Responsible only. A claim goes to LähiTapiola rather than to us.
Nooa Säästöpankki is a savings bank in the capital region. It is the partner for the point where a banking relationship has to be more than an online bank: a business banker you reach on a direct number.
OP is one of Finland's largest banking groups and one of our partners. It is not the same thing as OP Kevytyrittäjä: the invoicing service carrying that name is its own product rather than something our partner offers, and it appears in our comparison of invoicing services. The bank and the invoicing service share a name and nothing else.
Tiliguru is the same firm's service for sole traders. When light entrepreneurship is outgrown and a Business ID becomes the sensible step, the bookkeeping continues there without starting over.
Fennoa is the Finnish financial administration system the bookkeeping side of the house runs on. It matters at the point where light entrepreneurship is outgrown: the bookkeeping continues at Tiliguru and it is done in Fennoa, electronically and in the hands of real bookkeepers.
Suomen Yrittäjät, the Finnish entrepreneurs' association, is a membership rather than a service, and we are members. It does not show up in what invoicing costs. It is how we stay close to what changes in an entrepreneur's working life, and how we point a freelancer onward when the help they need is not ours.
Our partners
Frequently asked
- Do these partnerships cost me anything?
- No. The service fee is the only thing you pay us, and it is the same whoever we work with. Accident cover comes with the Smart and Responsible plans and liability cover with Responsible only, and both are inside the plan's price. YEL is your own insurance and the insurance company invoices you for it directly.
- Is OP Kevytyrittäjä one of your partners?
- No. Our partner is the OP banking group. OP Kevytyrittäjä is a separate invoicing service, and it appears in our comparison of invoicing services. The two share a name and nothing else.
- Who do I claim from if something happens?
- A claim on the accident or liability cover goes to LähiTapiola, who underwrite it, not to us. We will help you put the claim together, but the decision is theirs. The terms are on the insurance page.
Tell us what you invoice, and we will work out which plan fits.
A free conversation, at our office or online. We go through whether light entrepreneurship makes sense in your situation, which plan works out cheapest for what you invoice, and whether you want the accident and liability cover. The conversation commits you to nothing.