Services for freelancers

Price list and service fees

One clear service fee, starting at 1.9% of the invoice amount. No hidden costs, no surprises, no mandatory surcharges. You only pay when you invoice.

Three packages

Pick your cover, pay per invoice

The service fee is a percentage of the invoice excluding VAT. What separates the packages is the insurance, not how much you invoice.

Basic

When you want the lowest service fee and arrange your own cover.

1.90% / invoice, service fee

VAT 0 %

  • Registration is free
  • Invoicing is included
  • Official notifications are included
  • No accident insurance
  • No liability insurance

Worth knowing

  • Minimum charge€9.90 / invoice
  • Maximum charge€249 / invoice
Become a client

Smart

Most chosen

When you want accident cover included.

2.90% / invoice, service fee

VAT 0 %

  • Everything in Basic
  • Accident insurance included
  • No liability insurance

Worth knowing

  • Minimum charge€12.90 / invoice
  • Maximum charge€249 / invoice
Become a client

Responsible

When you want liability cover as well.

3.90% / invoice, service fee

VAT 0 %

  • Everything in Smart
  • Liability insurance included

Worth knowing

  • Minimum charge€14.90 / invoice
  • Maximum charge€249 / invoice
Become a client

Valid from 12.08.2026. Every figure excludes VAT.

What the cap does

A large invoice does not mean a large fee

The service fee is a percentage of the invoice excluding VAT, except at the two ends: a minimum charge lifts the fee on a small invoice, and the cap of 249 € cuts it on a large one. The table gives the fee in euros and what it works out at as a percentage, as the invoice grows.

A 20 000 € invoice costs 249 €, not a percentage of 20 000 €. The bottom row gives the range where the rate on the card is the rate you actually pay, which is worth checking against any service that charges a percentage with no ceiling at all.

Invoice (VAT 0 %)BasicSmartResponsible
€300€9.90 (3.30%)€12.90 (4.30%)€14.90 (4.97%)
€1,000€19.00 (1.90%)€29.00 (2.90%)€39.00 (3.90%)
€3,000€57.00 (1.90%)€87.00 (2.90%)€117.00 (3.90%)
€6,000€114.00 (1.90%)€174.00 (2.90%)€234.00 (3.90%)
€10,000€190.00 (1.90%)€249.00 (2.49%)€249.00 (2.49%)
€20,000€249.00 (1.24%)€249.00 (1.24%)€249.00 (1.24%)
The percentage applies between€521 – €13,105€445 – €8,586€382 – €6,385

Every figure is computed from the percentages, the minimum charges and the 249 € cap in the price list above, and none of it is typed by hand. All figures exclude VAT.

Invoicing includes: checking and sending your sales invoices, monitoring payments, and up to two payment reminders.

Official notifications include: remittance to you and your fee statement, Income Register notifications, SMS notifications for incoming payments and disbursements, and tax card retrieval.

YEL insurance: YEL-insured individuals are also charged the statutory Sava contribution of 1.91% in 2026. YEL insurance is paid directly to the insurance company by invoice.

What the cover covers

Accident insurance: protects you yourself against accidents in work you invoice through the service. Included in Smart and Responsible.

Liability insurance: covers injury and property damage you cause to someone else in your work and are legally liable for. Included in Responsible only.

Outgrowing light entrepreneurship?

If you have a Business ID, or are thinking about one, Tiliguru handles the bookkeeping: from 31.50 € a month, never more than 86 €. Same firm, same people; you do not start over.

Tell us what you invoice, and we will work out which plan fits.

A free conversation, at our office or online. We go through whether light entrepreneurship makes sense in your situation, which plan works out cheapest for what you invoice, and whether you want the accident and liability cover. The conversation commits you to nothing.