The advantages of quick pay for a small business owner

One of the most attractive features of Palkkaguru invoicing service for small businesses is the ability to get salary quickly to the account - we often talk about quick pay. This means that the earned funds can be used even on the same day when the customer pays the bill to the service account.

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Let's look at the advantages of instant pay from the perspective of Palkkaguru's small business owner

Is instant pay suitable for Palkkaguru's small business owner? Absolutely yes!

Pikapalka is perfect for almost all Palkkaguru light entrepreneurs, especially those who value:

Flexibility and predictability in your own finances.
Quick access to your earnings without delays.
Peace of mind that the money is quickly available.
Clear and cost-effective service without hidden costs.

Express payment is especially useful, for example, when you have unexpected expenses, want to invest quickly in work tools or materials, or simply want payments to roll through the system as efficiently as possible. Palkkaguru's model, where instant pay is included in the service without additional costs, makes it an attractive and practical solution for every small business owner.

The benefits of quick pay for Palkkaguru's small business owner

The quick payment feature is a basic service of modern invoicing services, and at Palkkaguru it is part of the service as standard and without additional costs. It is a matter of honor for Palkkaguru to pay the commission always on the same weekday (between 09:00 and 18:00), when the payment arrives on the account. This is happening as SEPA instant transfers without separate costs.

Quick access to earnings: This is the biggest benefit of instant pay. You can use the money as soon as your customer has paid, which significantly improves cash flow and financial flexibility.
Improved liquidity: When money moves quickly, you can react faster to unexpected expenses or take advantage of low-cost offers. This reduces financial stress.
No need for "buffer money": Traditionally, it is good for the entrepreneur to reserve a buffer in case of unexpected delays. Thanks to the quick salary, this buffer is not needed as much, or it can be used for other things.
More predictability: Although it is up to the customer to pay the invoice, you know that when the payment arrives at Palkkaguru, you will have the money at your disposal predictably on the same day.
No additional expenses with Palkaguru: In Palkkaguru's model, there are no separate additional fees for instant pay. This means savings in the long run, when the reward can be used quickly without hidden costs.

Disadvantages of instant pay and things to consider

Does not solve the customer's payment delays: Quick pay speeds up settlement then, when the customer has paid the invoice. However, it does not speed up the customer's payment process itself. If the customer delays payment, the instant pay is also delayed. (Of course, Palkkaguru has a collection service as a solution for this!)
Requires active monitoring: In order to maximize the benefit of instant pay, it is good to monitor the status of the customer's invoice and ensure that the customer pays it as quickly as possible.
Getting used to "fast money": Although it is a benefit, too quickly getting used to a constant quick pay can also lead to unplanned spending of money if financial management is not disciplined. It is still important to keep in mind budgeting and the need to save.