Accident insurance through Palkkaguru

As a customer of Palkkaguru, you don't have to worry about accident insurance, because group accident insurance is automatically included in our service. This is an absolute necessity for everyone who works, and we make sure that you are always comprehensively insured at work.

Join our service—it's completely free!

Become a client

Protect your work automatically

The advantages accident insurance in Palkkaguru's service

Accident insurance is statutory and one of the most important safety nets when you operate as a small business owner. It offers you peace of mind and financial security in case of unexpected situations.

Through Palkkaguru, you can work safely and confidently, knowing that the most important insurance matters have been taken care of for you. It's part of our promise to make light entrepreneurship as easy and carefree as possible!

Here are the comprehensive benefits of accident insurance that Palkkaguru offers

Insurance is not only mandatory expense item; they are an investment in your own future, financial stability and peace of mind. They act as a safety net that saves you when life throws you unexpected twists and turns

1. Statutory security:

Mandatory: In Finland, employers have a legal obligation to insure their employees against work accidents and occupational diseases. When you operate as a small business owner through Palkkaguru, we act in the role of your employer and take care of this obligation for you automatically. You don't have to worry about this red tape.
Transfer of responsibility: The insurance company bears the risk of accidents at work, which means worry-free and safe working for you.

2. Comprehensive protection against injuries at work:

Medical treatment costs: If you are injured at work, accident insurance covers the necessary medical fees, hospital fees, medicines, surgeries and other medical expenses. This can save you significant costs.
Rehabilitation: The insurance can also cover the costs of vocational or medical rehabilitation, so that you can get back to work as quickly as possible. This is especially important, for example, in physically demanding fields.
Disability benefits: If the accident leads to temporary or permanent incapacity for work, the insurance will pay you compensation for loss of earnings. This guarantees your livelihood even during sick leave or long-term recovery.
In case of death: In the most serious case, the insurance secures the livelihood of the beneficiaries.

3. Peace of mind and a sense of security:

Focusing on work: When you know you are insured, you can fully focus on your own skills and doing the job without constantly worrying about possible work accidents and their financial consequences. This increases working comfort and reduces stress.
Entrepreneurial risk management: Light entrepreneurship brings with it freedom, but also responsibility. Insurance is one of the most important ways to manage entrepreneurial risks, especially personal risk.

4. Ease through Palkkaguru:

Automatic membership: You don't have to apply for insurance yourself or fill out complicated paperwork. As a client of Palkkaguru, group accident insurance is included in our service as a matter of routine.
No additional costs: The costs of accident insurance are included in Palkkaguru's service fee, so you don't have to pay for it separately.

Read the terms